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The 5 Biggest Mistakes You Need To Avoid

1. Not understanding your Medicare Enrollment Period.

Whether you’re new to Medicare or an existing beneficiary, there are certain enrollment periods which affect you. Failure to sign up at the proper time or missing your deadline can result in serious penalties or loss of benefits. Know your enrollment period and avoid missing out.

2. Confusion regarding your Medicare choices.

Original Medicare, Medigap, Medicare Advantage and Part D can cause the savviest buyer to be confused. Each option offers differences in plan benefits and cost. It is important to know the details of each plan to make sure it fits your needs and budget.

3. Choosing a plan solely on cost or just guessing on a plan.

Comparing plans is essential when enrolling. But sometimes the numerous plan choices and the specifics to each plan may be hard to understand which leads to frustration and guesswork. Not taking the time to make sure you’re in the right plan will have long term effects on your happiness.

4. Not evaluating your coverage every year.

Each year carrier can change your copays, coinsurance, drug formulary and provider network. Putting your Medicare plans on auto pilot could leave you with unexpected out of pocket costs.

5. Not applying for Extra Help.

Many Medicare beneficiaries are eligible for Extra Help but only a few actually apply for benefits. Extra Help is available for individuals who have a modest income. It may help pay for prescriptions, insurance premiums, deductibles and coinsurance.

Need expert advice?

Infinia Benefits will evaluate your current plan
Infinia Benefits will compare plans and cost
Infinia Benefits will help choose the right plan for you
Infinia Benefits is here to help!

Be prepared for the upcoming Annual Open Enrollment!
Contact us for more information at:
1-844-INFINIA (463-4642)